Privacy Policy
Last updated: September 23, 2025
Privacy First: We never store your bank statements or personal financial data. All processing is done in-memory and files are automatically deleted after conversion.
1. Introduction
Easy Bank Convert ("we," "our," or "us") is committed to protecting your privacy and the confidentiality of your financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our bank statement conversion service.
2. Information We Collect
Personal Information You Provide
We collect information you voluntarily provide when you:
- Create an account (name, email address)
- Subscribe to premium services (billing information processed by Stripe)
- Contact us for support (name, email, message content)
- Sign up for notifications or updates
Financial Document Processing
Important: While you upload bank statements for conversion, we do NOT permanently store these documents. Files are processed in-memory only and automatically deleted immediately after conversion.
Automatically Collected Information
- Usage data (pages visited, features used, conversion statistics)
- Device information (browser type, operating system, IP address)
- Log data (access times, error logs, performance metrics)
- Cookies and similar tracking technologies
3. Legal Basis for Processing (GDPR/CPRA)
We process your personal data based on the following legal grounds:
GDPR Legal Basis
- Contract Performance (Art. 6(1)(b)): Processing files, managing your account, providing the conversion service
- Legitimate Interest (Art. 6(1)(f)): Service improvement, security monitoring, fraud prevention, anonymous analytics
- Consent (Art. 6(1)(a)): Marketing emails, optional cookies, newsletter subscriptions
- Legal Obligation (Art. 6(1)(c)): Tax records, payment processing compliance, data breach notifications
4. How We Use Your Information
We use collected information for the following purposes:
Service Provision
- Process and convert your bank statement files
- Provide download links for converted files
- Manage your user account and subscription
- Enforce usage limits and rate limiting
Communication
- Send service-related notifications and updates
- Respond to customer support inquiries
- Send welcome emails and password reset instructions
- Notify you of login activities for security purposes
Service Improvement
- Analyze usage patterns to improve our service
- Debug technical issues and optimize performance
- Develop new features based on user needs
- Ensure service security and prevent abuse
5. Data Processing and Security
No Permanent Storage
Your bank statements are never permanently stored. Our processing pipeline:
- You upload a PDF file
- We process it in-memory using secure servers
- Converted files are temporarily available for download
- All files are automatically deleted within 1 hour
Security Measures
- Encryption in Transit: All data transmission uses TLS/SSL encryption
- Secure Processing: Files are processed on secure, isolated servers
- Access Controls: Strict access controls limit who can access systems
- Regular Audits: Security practices are regularly reviewed and updated
- Automatic Deletion: Temporary files are automatically purged
Third-Party Processing
- Payment Processing: Stripe handles all payment information securely
- Email Services: BuiltWithHeart processes transactional emails
- Document Processing: Advanced parsing is performed using secure AI services
6. Information Sharing and Disclosure
🔒 CPRA Disclosure: No Sale of Personal Information
We do not sell, rent, or share your personal information for monetary consideration.We have not sold personal information in the past 12 months and do not plan to do so in the future.
We do not sell, trade, or rent your personal information to third parties.
We may disclose your information only in the following circumstances:
- Service Providers: To trusted third parties who assist in operating our service (payment processing, email delivery)
- Legal Requirements: When required by law, regulation, or court order
- Business Protection: To protect our rights, privacy, safety, or property
- Business Transfer: In connection with a merger, acquisition, or sale of assets (with notification)
7. Data Retention
Retention Periods
- Bank Statements: Immediately deleted after processing (never stored)
- Converted Files: Available for 1 hour, then automatically deleted
- Account Data: Retained while your account is active
- Usage Logs: Retained for 90 days for security and debugging
- Support Communications: Retained for 2 years for service improvement
8. Your Privacy Rights (GDPR & CPRA)
Under GDPR and CPRA, you have comprehensive rights regarding your personal information:
✅ How to Exercise Your Rights
Export Your Data: Account → Export My Data
Delete Account: Account → Delete Account
Cookie Preferences: Manage Cookie Settings
Email Support: privacy@easybankconvert.com
GDPR Rights (EU Residents)
- Right to Access (Art. 15): Request a copy of your personal data we hold
- Right to Rectification (Art. 16): Correct inaccurate or incomplete data
- Right to Erasure (Art. 17): Request deletion of your personal data
- Right to Portability (Art. 20): Receive your data in a machine-readable format
- Right to Restrict Processing (Art. 18): Limit how we use your data
- Right to Object (Art. 21): Object to processing based on legitimate interests
- Right to Withdraw Consent: Withdraw consent for marketing or cookies anytime
CPRA Rights (California Residents)
- Right to Know: What personal information we collect and how it's used
- Right to Delete: Request deletion of your personal information
- Right to Correct: Request correction of inaccurate personal information
- Right to Opt-Out: Opt-out of sale or sharing of personal information
- Right to Limit: Limit use of sensitive personal information
- Right to Non-Discrimination: Equal service regardless of exercising rights
Response Times
- Data Export: Immediate (available via account dashboard)
- Account Deletion: 30-day grace period, then permanent deletion
- Data Correction: Updated immediately in your account settings
- Other Requests: 30 days maximum response time (usually within 5 business days)
9. Cookies and Tracking
We use cookies and similar technologies to:
- Remember your login state and preferences
- Analyze site usage and improve user experience
- Prevent abuse and ensure security
- Provide personalized content
You can control cookies through your browser settings. Note that disabling cookies may affect service functionality.
10. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information during such transfers, in accordance with applicable data protection laws.
11. Children's Privacy
Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "last updated" date. Your continued use of the Service after such changes constitutes acceptance of the updated policy.
13. Contact Us
If you have any questions about this Privacy Policy, your personal information, or our privacy practices, please contact us:
Easy Bank Convert - Privacy Team
Email: privacy@easybankconvert.com
Support: support@easybankconvert.com
Contact Form: www.easybankconvert.com/contact
14. Data Protection Authority
If you are located in the European Economic Area, you have the right to lodge a complaint with your local data protection authority if you believe we have not complied with applicable data protection laws.