Import Bank Statements to Xero

Xero Bank Statement Import

Import bank statements into Xero by converting PDF statements to Xero's CSV format. Perfect when bank feeds aren't available or for historical statement imports.

Why Import Statements to Xero?

When Bank Feeds Aren't Available

• Regional banks without Xero integration
• International banks not supported
• Temporary bank feed connection issues
• Closed or legacy accounts

Historical Data Import

• Import past years of transactions
• Migrate from another accounting system
• Catch up on missing months
• Audit and compliance requirements

Xero CSV Format Requirements

Required CSV Structure

Xero expects a specific CSV format for bank statement imports. Our converter automatically formats your bank PDFs to match Xero's requirements.

Field	Format	Status
Date	DD/MM/YYYY or MM/DD/YYYY	Required
Amount	Positive for deposits, negative for withdrawals	Required
Payee	Transaction description or merchant name	Optional
Description	Additional transaction details	Optional
Reference	Check numbers, reference codes	Optional

💡 Pro Tip:

Our converter automatically formats dates, amounts, and fields to match Xero's requirements. No manual formatting needed!

Convert Bank PDF for Xero

Step 1: Download Bank Statement

Download your bank statement as PDF from your bank's online banking portal.

Step 2: Convert to Xero Format

Upload your bank PDF and get a Xero-compatible CSV file with proper field mapping.

Convert for Xero

Import CSV to Xero

Xero Import Process

Access Bank Accounts in Xero

Go to Accounting → Bank Accounts in Xero

Select Import Statement

Click Manage Account → Import a Statement

Upload CSV File

Choose your converted CSV file and click Import

Review & Reconcile

Review imported transactions and begin bank reconciliation

Common Import Issues

Date Format Mismatch

Common

Solution: Xero expects DD/MM/YYYY format. Our converter auto-detects and converts dates correctly.

Incorrect Amount Signs

Common

Solution: Deposits must be positive, withdrawals negative. We handle this automatically.

Missing Header Row

Rare

Solution: Xero requires column headers. Our CSVs include proper headers by default.

Best Practices

• Import one month at a time for easier reconciliation
• Check for duplicate transactions before importing
• Verify opening and closing balances match your statement
• Use transaction descriptions to help with automatic matching