TL;DR - Quick Summary
- Who it is for: Anyone deciding whether the free tier is enough or a paid plan is worth it.
- Short answer: If you convert 1-2 statements a month, stay on the free tier, which allows 2 statements a day once you register.
- When to upgrade: A paid plan makes sense if you need bulk upload of 10-50 files at once or process 3 or more statements a month.
- Key fact: The free tier gets the same accuracy as paid plans, which add volume, bulk upload, and support rather than quality.
- Start: Try the PDF to CSV converter on the free tier before paying for anything.
The Honest Truth About Free vs Paid
Most people don't need paid plans. If you process 1-2 bank statements per month, the free tier is perfect and you should never upgrade.
Paid plans make sense when: (1) You need bulk upload (10-50 files at once), or (2) You process 3+ statements/month and paid is cheaper than alternatives. That's it.
All Tiers Compared
| Tier | Price | Daily Limit | Page Limit | Bulk | Files/Batch | Monthly Capacity | Best For |
|---|---|---|---|---|---|---|---|
| Anonymous (Free) | $0/month | 1 per 24 hours | 5 pages max | 0 | ~30 statements | Trying the service | |
| Registered (Free) | $0/month | 2 per 24 hours | 10 pages max | 0 | ~60 statements | Personal use (1-2/month) | |
| Professional | $49/month | No daily cap (monthly pages) | 1,000 pages/month | 10 files | ~100 statements | Small businesses, 3-20/month | |
| Business | $89/month | No daily cap (monthly pages) | 2,000 pages/month | 25 files | ~200 statements | Bookkeepers, 20-50/month | |
| Enterprise | $159/month | No daily cap (monthly pages) | 4,000 pages/month | 50 files | ~400 statements | Tax preparers, 50+/month |
Break-Even Calculator: When Does Paid Make Sense?
Professional ($49/mo)
vs Freelance VA at $6-12/statement
$49 ÷ $12 = 4.1 statements → Break even at 3Break even at 3 hours saved (vs $25/hr wage)
Worth it if you process 3+ statements/month or value your time
Business ($89/mo)
vs Freelance VA at $6-12/statement + bulk processing value
$89 ÷ $12 = 7.4 statements → Break even at 6Break even at 6 hours saved (vs $25/hr wage)
Worth it for bookkeepers with 5+ clients (15-30 statements/month)
Enterprise ($159/mo)
vs Freelance VA + time savings from 50-file bulk upload
$159 ÷ $12 = 13.3 statements → Break even at 10Break even at 10 hours saved (vs $25/hr wage)
Worth it for tax preparers (30+ clients during tax season)
Feature-by-Feature Comparison
| Feature | Anonymous | Registered | Professional | Business | Enterprise |
|---|---|---|---|---|---|
| Daily Limit | 1 per 24 hrs | 2 per 24 hrs | No daily cap | No daily cap | No daily cap |
| Page Limit | 5 pages | 10 pages | 1,000/mo | 2,000/mo | 4,000/mo |
| CSV Output | Yes | Yes | Yes | Yes | Yes |
| Excel Output | Yes | Yes | Yes | Yes | Yes |
| Bulk Upload | No | No | 10 files | 25 files | 50 files |
| Pause/Resume | No | No | Yes | Yes | Yes |
| Priority Processing | No | No | Yes | Yes | Yes |
| Email Support | No | Yes | Priority | Priority | Priority |
| Phone Support | No | No | No | Yes | Yes |
| Account Manager | No | No | No | No | Yes |
| API Access | No | No | No | No | Included (contact us) |
| SSO/SAML | No | No | No | No | Add-on |
| Cost per Page | N/A | N/A | ~4.9¢ | ~4.5¢ | ~4.0¢ |
Which Tier For Your Use Case?
Personal: 1-2 statements/month
1-2 statementsStay Free (Registered)
Save $588/year vs Professional
A free account gives you 2 conversions per 24 hours, up to 10 pages each. Way more than you need.
Personal: 3-5 statements/month
3-5 statementsStay Free or upgrade if time-sensitive
Free saves $588, but Professional gives peace of mind
Free tier handles it, but paid plans swap the daily limit for a monthly page allowance when you are in a hurry
Small Business: 5-15 statements/month
5-15 statementsProfessional ($49/mo)
Save $360-1,440/year vs Freelance VA
Bulk upload saves hours. About 5 cents a page vs $6-12 per statement for a VA.
Bookkeeper: 10 clients (30-90 statements/month)
30-90 statementsBusiness ($89/mo)
Saves hours of manual entry or VA fees every month
Process 25 files at once. Save 20+ hours/month.
Tax Preparer: 30-75 clients (seasonal)
90-225 statementsEnterprise ($159/mo for 4 months)
Saves weeks of manual entry each tax season
Process 50 files at once. Tax season only (Jan-Apr).
5 Signs You Should Upgrade
You hit the daily limit regularly
Upgrade nowMeaning: Free tier can't keep up with your volume
Action: Upgrade to Professional: no daily cap, 1,000 pages a month
You process 3+ statements/month
Break-even point reachedMeaning: Paid plan cheaper than alternatives
Action: Compare: $49/mo vs $18-36 in VA costs
You spend 2+ hours/month on conversions
ROI is clearMeaning: Your time is worth more than subscription cost
Action: Bulk upload saves 90% of time
You have 5+ clients/accounts
Scalability neededMeaning: Bulk processing essential for efficiency
Action: Business plan for 25-file batches
Tax season or deadline approaching
Temporary upgrade OKMeaning: Can't afford daily limits when time-sensitive
Action: Upgrade for month, cancel after deadline
When to Stay Free (Don't Upgrade)
1-2 statements per month
Free tier gives you 60/month capacity - way more than needed
Irregular usage (some months 0, some months 5)
Subscription doesn't make sense for sporadic use
One-time project (historical data conversion)
Pay $49 for 1 month Professional vs $588/year
Testing/learning the service
Always start free to verify it works for you
Why We're Transparent About This
Most Users Don't Need Paid Plans
Plenty of people only ever need the free tier, and that's by design. We built generous free tiers because we believe tools should be accessible.
You Can Cancel Anytime
No contracts, no cancellation fees. Subscribe for 1 month during tax season, cancel after. We don't hold you hostage.
Free Tier Gets Same Accuracy
The free tier uses the same conversion engine and balance checks as paid. Paid plans are for volume/speed, not quality.
Bulk Upload is the Only Must-Have Paid Feature
If you don't need to process 10+ files at once, you don't need a paid plan. Everything else is convenience.
Frequently Asked Questions
Start Free, Upgrade Only When You Need It
Try the free tier first. No credit card required. If you outgrow it, upgrade anytime. Cancel anytime. No tricks, no pressure.
Free account: 2 statements per 24 hours (up to 10 pages) • No credit card • Same conversion quality • Upgrade only if you need bulk